bumble200 asked:

I know that there is an ongoing court case on reclaiming bank charges.

I have had loads of £30 charges obver the last 5 years and have many friends who have reclaimed thousands of pounds.

Do you know what the current situation is in the court case? when will i be able to claim??
THE WHOLE POINT IS THAT THEY ARE CHARG £30 FOR ADMIN FEES. THIS IS RIDICULOUS AS IT TAKES THEM NO TIME TO DO THE ADMIN

Sky

princesskelz asked:


Anyone got a good way of reclaiming my bank charges, or has anyone else done it?

Pandora

baconbuttyman asked:


i was really worried bout doing this, as i am not the most confident person, also the lack of tme was a big issuue, i was given a phone number of a company called Bankbusters, They did it all and only charges 15%. better than all the others out there charging 25%+.
phone them on 01253 858502,, they are really friendly, a Husband and wife team and yes they are fully regulated by the ministry of Justice.

Binnie

BratislavaUK asked:


I have managed to reclaim all my bank charges back from Natwest, no problems, but with The Halifax , they are informing me that all claims are on hold due to legal wranglings in Court ? i was led to believe that the Judgement went against the Banks !! Also they have informed me that if i persue them through the Courts , i will have to apply through the Scottish Courts ?? is this the case , it seems odd , or is this just a tatic to put people off !!

Vivi

Sophie asked:


I had an unplanned overdraft and because I went overdrawn the bank charged me £22 a week overdraft fees. Now I have £500 on my account which I cannot pay back due to unemployment as been involved in an accident so what is the worse that can happen? Can they close my account with this amount outstanding? I am considering reclaiming back these ridiculous bank charges. Does anyone have any advice? Thanks!

Janaye

ebony london asked:


..They replied with a full list of charges. But as the whole refund thing is being put on hold I’m not entirely sure what I’m meant to do next. the letter that accompanied the list of charges hinted that i needed to wait before i progress in the claim. What im really wanting to know is now that i have a list of the full charges do i take the next step and respond insisting on a refund or do i need to wait until the court hearing takes place???

Ava

Jake’sma8609 asked:


years ago i got an overdraft and its all sorted now lol and know i hear you can reclaim overdraft charges back ,now if the bank doesn’t deal with my claim who can i go to to reclaim these charges?. thanks

Demet

thejuicemakingman asked:


i have loads of ban charges. Thousands over the years. I read somewhere i can reclaim them. Anyone know how.

Jean-Marie

Sempereadem asked:


Also my bank charged me for getting foreign currency using my debit card when normally a cash withdrawl at the same place is zero.
Can I claim these back from them?

Shashank

Richard asked:


My partner and i have recently fallen into hard times. This year has been a real struggle and over the year we have had quite a few £35 bank charges from Halifax when direct debits failed to go through due to lack of funds or because cheques i was given bounced.

These charges led to us not being able to pay are rent or our phone bills. One month we paid over £100 in charges to halifax and this left us in real trouble. We tried to get the charges wiped but only once were we sucessful,. Now the phone is cut off and we are two months behind with the rent plus other debts. I have lost my job and i am supporting my family on the income support payments i recieve for my family which is barely enough to survive on so i am sure i would qualify as being in financial hardship.

We have now got a woman assigned to help us manage are debts and she said we may be able to get the money for the charges back. i think it must be £500-£700 and that would really help us. I am desperate to keep a roof over my familys head so i looked it up on the net, It is all very confusing I need to know if i can still claim that money back now that this big court case was lost? Will halifax pay me and is it likely to take very long?

I would really appreciate any up to date information and advice.

Adi

Prettywoman asked:


There are lots of these around now but has anyone used one and were you happy they worked ok for you?
Please, the question is have you used a particular one? - not where to find one.

Mehdi