Unacceptable,?

tarmagan asked:


So if bank charges themselves are not illegl,but considered excessive,does anyone agree that if a charge of any kind is made ,not just for bank charges but as a rule of thumb throughout the spectrum ,but were dealing with bank charges for now.Should the banks ,for example if they agreed that the charge was £20 should they not have to be able to justify that charge,.Say what they are doing for that £20.I can only see these charges as daylight robbery,.The charge stands at £38 ,this is a maintenance charge as described in my statement,.This charge is for notifying me that I have overdrawn on my account,.One other thing,if the judicial system decided that the charges where fair,could the banks reclaim the money from people they returned overcharged money to,.And there,s something else,will the judiciary have to explain to the people why they have agreed with the banks that the charges are fair,.And do we have to accept it .Am just furious ,does anyone elseshare my anger .

Pamelina